Bank Statement PDF Password Format — All Indian Banks
The complete reference for Indian bank statement PDF passwords. Covers HDFC, ICICI, SBI, Axis, Kotak, PNB, BOB, Yes Bank, Federal and 10 more banks — plus all major credit card issuers.
Quick Reference — All Bank Statement Password Formats
This is the most comprehensive table of Indian bank statement PDF passwords on the web. Bookmark it for the next time you need to open a bank statement.
| Bank | Statement type | Password format | Example |
|---|---|---|---|
| HDFC Bank | Account / Savings | 9-digit Customer ID | 123456789 |
| HDFC Bank | Credit card | Name (4 uppercase) + DDMM of DOB, or Name + last 4 of card | RAJE0518 |
| ICICI Bank | Savings | Name (4 lowercase) + DDMM of DOB | roha1004 |
| ICICI Bank | Savings (alt) | 12-digit account number | 123456789012 |
| ICICI Bank | Credit card | DDMM of DOB + last 4 of card | 10045678 |
| SBI | Net Banking / YONO download | 11-digit account number | 12345678901 |
| SBI | Email statement | Last 5 of mobile + DOB (DDMMYY) | 67890180594 |
| SBI | YONO email | DDMM + @ + last 4 of mobile | 1805@6789 |
| SBI | Credit card | DDMMYYYY + last 4 of card | 180519944321 |
| Axis Bank | Account | Name (4 uppercase) + DDMM of DOB | ANIT0510 |
| Kotak Mahindra | Account | CRN + DDMMYYYY of DOB | 12345615081990 |
| Yes Bank | Account | Customer ID + DDMMYYYY of DOB | 12345615081990 |
| Federal Bank | Account | Name (4 uppercase) + DDMM of DOB | ABRA1504 |
| PNB | Account | Account number or CIF + DOB | Varies by branch |
| Bank of Baroda | Account | Account number + DOB (DDMMYYYY) | Varies |
| Canara Bank | Account | Account number + DOB (DDMMYYYY) | Varies |
| Union Bank | Account | Account number + DDMMYYYY | Varies |
| IndusInd Bank | Account | DOB as DDMMYYYY | 15081990 |
| IDBI Bank | Account | CIF number + DOB (DDMMYYYY) | Varies |
| RBL Bank | Account | DOB as DDMMYYYY | 15081990 |
Why Bank Statement PDFs Are Password-Protected
Indian banks are required under RBI guidelines to protect financial documents delivered digitally. A bank statement contains your account number, balance history, transaction records, and registered address — all of which are personally identifiable and financially sensitive.
The password acts as a deterrent against casual snooping when statements are forwarded or stored in cloud email. Even if an attacker gets the PDF file, they cannot open it without knowing your personal details.
HDFC Bank
Account / Savings: 9-digit Customer ID. Found on passbook cover, NetBanking profile, or the HDFC mobile app under Profile.
Credit card: Two formats in use — (a) Name4Uppercase + DDMM of DOB, or (b) Name4Uppercase + last4card. Try (a) first. Use dedicated tool: HDFC Statement Unlock →
ICICI Bank
Savings: name4lowercase + DDMM. Critical: ICICI uses lowercase — roha1004, not ROHA1004. Alternate: 12-digit account number.
Credit card: DDMM + last4card. Use dedicated tool: ICICI Statement Unlock →
SBI (4 Variants)
SBI has the most complex password scheme of any Indian bank because different delivery channels use different formats. The channel used to obtain the statement determines the password. Use dedicated tool: SBI Statement Unlock →
Axis Bank
Axis Bank account statements use first 4 letters of name (UPPERCASE) + DDMM of DOB. For Anita born on 10 May, password is ANIT0510. Axis credit card statements may use a slightly different format — check your Axis welcome letter or call 1800-419-5959.
Kotak Mahindra Bank
Kotak statements use the CRN (Customer Relationship Number) + DDMMYYYY of DOB. Your CRN is printed on your Kotak welcome kit and visible in the Kotak 811 app under Profile.
Yes Bank
Yes Bank uses Customer ID + DDMMYYYY of DOB. The Customer ID is visible after logging in to Yes Bank NetBanking.
PNB, BOB, Canara, Union Bank
Public sector banks (PNB, Bank of Baroda, Canara Bank, Union Bank) typically use the account number or CIF number combined with the date of birth. The exact format varies by branch and statement delivery system. If in doubt, call the bank’s customer care or visit the branch for the correct format.
Credit Card Statement Password Formats
| Card issuer | Password format | Example |
|---|---|---|
| HDFC Credit Card | Name (4 uppercase) + DDMM, or Name + last 4 of card | RAJE0518 |
| ICICI Credit Card | DDMM of DOB + last 4 of card | 10045678 |
| SBI Card | DDMMYYYY + last 4 of card | 180519944321 |
| Axis Credit Card | Name (4 uppercase) + DDMM of DOB | ANIT0510 |
| Kotak Credit Card | CRN + DDMMYYYY of DOB | CRN-dependent |
| IndusInd Credit Card | DOB as DDMMYYYY | 15081990 |
What to Do If the Password Does Not Work
- Confirm you are using the correct statement type — account vs credit card passwords are different.
- Check the date format — most formats use DDMM (4 digits), not DDMMYYYY.
- For name-based passwords: use only alphabetic characters, no spaces, no initials, no punctuation.
- For SBI: identify the channel the PDF came from before choosing a format.
- Try the alternate format if the bank offers one (HDFC credit card, ICICI savings).
- Contact bank customer care if none of the standard formats work — some corporate or NRI accounts have custom formats.
Is It Safe to Remove a Bank Statement Password?
Unlocking a PDF for personal use — to fill a loan form, upload to a government portal, or share with your CA — is entirely legal and common practice. The password is a delivery mechanism, not a legal restriction on your own document.
The tool on this page is 100% client-side. Your PDF file never leaves your device.
How to use this tool
- Identify your bank and statement type from the table above.
- Find the correct password using the format shown in the table.
- Upload your PDF using the tool above.
- Enter the password and click Unlock & Download.
- For a dedicated tool with auto-built passwords for specific banks, use the HDFC, ICICI, or SBI links above.
Frequently asked questions
What is the password for an Indian bank statement PDF?
It varies by bank. HDFC account: 9-digit Customer ID. ICICI savings: name (4 lowercase) + DDMM. SBI Net Banking: 11-digit account number. Axis: name (4 uppercase) + DDMM. See the full table above for all banks.
Which Indian bank has the most complicated statement password?
SBI — it has 4 different formats depending on how you got the PDF (Net Banking, email, YONO, or credit card). Use the dedicated SBI unlock tool for a guided approach.
Does HDFC use Customer ID or account number as the password?
Customer ID (9 digits), not the account number. The account number is usually 14 digits; the Customer ID is 9 digits. They are different.
Why does ICICI use lowercase while HDFC uses uppercase for the name part?
Each bank implements password protection independently. ICICI's system was built with lowercase-first logic, while HDFC's system enforces uppercase. There is no standardization across Indian banks.
Can I unlock a bank statement without knowing the password?
No. This tool requires the correct password. It does not crack or brute-force PDFs. If you do not know the password, use the table above to determine the format from your personal details.
Why do some banks ask for the CRN instead of account number?
CRN (Customer Relationship Number) is a unique identifier assigned to you as a customer, separate from any individual account number. Banks like Kotak use CRN so the same password works across all accounts you hold with them.
Is it legal to remove the password from my own bank statement?
Yes. The password-protection on bank statements is a delivery security measure, not a restriction on your access to your own financial documents. Removing it for your personal use — uploading to a government portal, sharing with an accountant — is standard practice.
What if my bank is not in the list?
Try DOB as DDMMYYYY first — this is the most common fallback format for smaller banks. If that fails, try account number, or contact your bank's customer care for the exact format.